DISCLAIMER

IMPORTANT: You must read and agree with the terms and conditions of the following disclaimer before continuing.

NOTE: THE ELECTRONIC VERSION OF THE TRANCHE II PROSPECTUS (“TRANCHE II PROSPECTUS”) DATED SEPTEMBER 8, 2023 THAT YOU ARE SEEKING TO ACCESS IS BEING MADE AVAILABLE ON THIS WEBSITE BY MUTHOOT FINANCE LIMITED IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY. THE TRANCHE II PROSPECTUS HAVE BEEN MADE AVAILABLE ON THIS WEBSITE IN ELECTRONIC FORM SOLELY TO COMPLY WITH THE SECURITIES AND EXCHANGE BOARD OF INDIA (ISSUE AND LISTING OF NON-CONVERTIBLE SECURITIES) REGULATIONS, 2021, AS AMENDED (“SEBI NCS REGULATIONS”). YOU ARE ADVISED TO READ THIS DISCLAIMER CAREFULLY BEFORE READING, ACCESSING OR MAKING ANY OTHER USE OF THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS. BY ACCESSING THE SHELF PROSPECTUS AND TRANCHE II PROSPECTUS, YOU AGREE TO FOLLOW THE FOLLOWING TERMS AND CONDITIONS, INCLUDING ANY MODIFICATIONS TO THEM FROM TIME TO TIME.

These materials are not directed at or accessible by persons ineligible under applicable statutory/ regulatory requirements to subscribe in debt securities including foreign nationals, persons resident outside India, Non-Resident Indians, overseas body corporate.

Muthoot Finance Limited does not represent that the contents of the Tranche II Prospectus herein are accurate or complete. The information contained herein has not been updated since its original publication date and may not reflect the latest updates.

The contents of the Tranche II Prospectus are for your information only. You may not and are not authorized to (1) deliver the Tranche II Prospectus to any other person or (2) reproduce the Tranche II Prospectus in any manner whatsoever. Any distribution or reproduction of the Tranche II Prospectus in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the SEBI NCS Regulations or other applicable laws of India and other jurisdictions.

Please read this notice carefully - It applies to all persons who view this site. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.

Overseas persons

The information in this section is directed at, and is intended for distribution to, and use by, residents of India only. Residents of countries other than India are not authorized to view or use the information in this section. Viewing this information may not be lawful in certain jurisdictions. In other jurisdictions only certain categories of person may be allowed to view this information. Any person who wishes to view this site must first satisfy themselves that they are not subject to any local requirements which prohibit or restrict them from doing so.

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

Basis of access

Muthoot Finance Limited has taken all necessary steps to ensure that the contents of the Tranche II Prospectus as appearing on this website are identical to the Tranche II Prospectus filed with the Stock Exchanges and the SEBI (for record purposes) for its comments in accordance with the SEBI NCS Regulations. You are reminded that documents transmitted in electronic form may be altered or changed during the process of transmission and consequently Muthoot Finance Limited does not accept any liability or responsibility whatsoever in respect of alterations or changes which have taken place during the course of transmission of electronic data. Muthoot Finance Limited will not be responsible for any loss or damage that could result from interception and interpretation by any third parties of any information being made available to you through this web site. Access to electronic versions of these materials is being made available in good faith and for information purposes, in connection with an offering of debt securities under the SEBI NCS Regulations.

Any person seeking access to this portion of Muthoot Finance Limited website represents and warrants to Muthoot Finance Limited that they are doing so for information purposes only. Further, it does not constitute a recommendation by Muthoot Finance Limited or any other party to sell or buy securities in India.

Investment in debt securities involve a degree of risk and investors should not invest any funds in such securities unless they can afford to take the risk attached to such investments. Investors are advised to take an informed decision and to read the Risk Factors carefully before taking an investment decision in the Issue. For taking an investment decision, the investors must rely on their own examination of the issuer and the issue including the risks involved. Please note that because of restrictions imposed by law on soliciting securities business in various jurisdictions, subscription to the Issue will not be permitted to residents of certain jurisdictions. The Tranche II Prospectus is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where (a) distribution or use of such information would be contrary to law or regulation; or (b) Muthoot Finance Limited would by virtue of such distribution become subject to new or additional registration requirements.

Confirmation of understanding and acceptance of disclaimer

I have read and understood the disclaimer set out above. I understand that it may affect my rights. I agree to be bound by its terms. I confirm that I am permitted to proceed to electronic versions of these materials.